Xtract's European Bank Loan service is designed to provide institutional investors with a comprehensive summary of key terms and covenants. The review of both private and public credit agreements is performed by experienced finance lawyers in order to generate the highest quality covenant commentary. In addition to the summary, the lawyer provides comments on critical differences between Xtract's proprietary base credit agreement and the credit agreement being reviewed. Reports are available for private loans to clients with access to the private credit facilities. All reports and documents are available through a private online interface.

Key Features of this service include:

• Review of drafts for new deals
• Review of proposed amendments
• Outline of key terms and covenants
• Comparison of terms to baseline agreement
• Commentary discussing any weaknesses
• Reports available through online interface
• Access to lawyers to discuss reports